Payday Loans Scrutinized
With more American’s struggling financially, payday loans are coming under scrutiny for trapping the working poor in a vicious cycle of debt. Armen Keteyian reports.
Payday Loans Scrutinized
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@laetrille Some people can’t afford that the extra $100 to pay off and re borrow on the first due date. If I remember right, a $300 loan has payments of about $105-$110 each. In my state, you’re allowed 4 extensions. That’s $420-$440 in interest alone. Not to mention the original $300 you have to pay back at the end of the extension. In all you end up paying $720-$740 for a loan of $300.
@thetbomb No one may be holding a gun to their head, but people do threaten them by kicking them out, shutting off utilities, suing them, repossessing things, ect. I HATE the mentality of “well it’s their own dumb fault for getting a loan.” or the whole “they fucked up their credit, so now they have to deal with it”. People make mistakes, and it’s usually in hindsight that you realize it. Then again, what about things like doctor bills that rack up easily if you’re sick?
usury laws anyone? not sure if it applies here though.
Eat less shop less to pay off the pay day loans. I know someone that pulled these loans and instead of not shopping for a month to pay them off she kept getting more loans.
People choose whether to get these loans or not. You don’t have to.
@methodize808 your loss…
@Gothchick208 ur stupid. I rather get a payday loan just to have water and electricity, live wth my ex bf and his loser g/f.
I’d rather bounce a check, live without electricity and water.
I’d rather live with my ex-BF and his loser of a GF in their single room trash can, than get a PAYDAY LOAN.
@myacenetwork not really i these guys help my site members even with very low credit just call them to hear 1888-854-3551
@akerspsych true! 1500 cash man!
@laetrille true i noticed that but it was better for her then because she had no help ! AS she thought?
@MikeWithBigTube hey call these guys 1-888-854-3551 central time 8am-8pm
they will make the loan man!
I heard about SCAM like these man… it is sad. but i heard about this loan leader
low interest rate. these guys made over 1.000.000 loans with a great customer base
1-888-854-3551 them and listen to their loan rates! No credit is turned away!
NEVERMIND $20 PER HUNDRED!!!! sshhhiitttt!!!!!
i need a $3000 cash loan, im 19, got a steady job and no credit. i looked online at some websites but not sure about signing up for anything till i know what to expect and make sure my information doesnt get passed around without knowing it. can someone help me?
I work for one of these companies is Canada and yes, it is sleazy…but it’s the morons who come in there’s choice. Why don’t they have credit cards to buy these short term things they need? Cause they ruined their credit already…they brought this shit on themselves… these’s always been money to be made off stupidity. I feel dirty…but no one’s holding a gun to their head.
Everybody wants the government to hold their hand. Demcorats won’t be happy until the Government forms a committee to WIPE THEIR ASS
If you use them respinsibly they can be helpful, they give you three extensions. A smart person who borrows 300 with a total of 350 interest will pay the loan off then reborrow 250, pay that then pay 250 and reborrow 200 until the debt is gone. It seems like alot of money in interest but time is money and you will have a long time to pay it off. Unfortunately most people are not smart enough to do this.
i’m a worker bee for the PayDay Loans and lemme tell ya. they are trashgarbage slobs.
what SHE says was 1500%— yea right…
best cash loan lender in the uk midlandcash-com
Geeh loans with 400% interrest.. I don’t see anything that can go wrong.
If you have been turned down for a payday loan, or are looking for a great place to get one, try 1-877-271-2850.
I don’t know about everyone elses experiences but we got $300 from cashloancity com and had it paid back after one extension. My wife and I couldn’t have been more pleased with the site.